Why Pre-Qualification is Important

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It's important to bring in your mortgage loan professional as soon as possible — even before you've started to research neighborhoods. Why? How can we help you before you have negotiated a purchase amount, and don't know yet the amount you need to borrow?

We Can Help You Pre-Qualify

We can help you find out the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. We will do this by analyzing your income and debts, your work and residence circumstances, your funds available for down payment, required reserves, and other considerations. It's short and basic; We take pride in keeping the paperwork light.

We'll award you a Pre-Qualification Letter once you qualify, which documents that we are confident you'll qualify for a certain amount of mortgage loan dollars.

Buying Power

Various beneifits open to you once you find your next house, and have achieved pre-qualification power. First, it helps you know how much you're able to offer. Of greater importance to the existing home owner, your pre-qualification is like your having walked into their house with a bag full of cash ready to purchase their house! They will not need to be concerned they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.

We can help you pre-qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and the loan amount you will qualify for. We do this by analyzing your income and debts, your employment and housing situations, the available funds for down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

Face to Face

While you are able to try our mortgage calculators on this site, it's essential to sit down and talk with one of our mortgage professional team members. We can work toward your pre-qualification letter. Next, we can study your mortgage options to be sure you are in the best one. Let us help you get started: Contact us at 1-800-606-2794.

Have questions about pre-qualifying? Call us at 1-800-606-2794. It's our job to answer pre-qualification questions, so we're happy to help!